Health Reimbursement Arrangement
Information For The City of DeFuniak Springs HRA Plan Participants
The HRA account that began on March 1, 2006 is continuing effective October 1, 2023. This account has been set up to help cover incurred expenses which are applied to your Health Insurance Deductible. If you do not file for reimbursement through your HRA account during the plan year, you will not forfeit that monetary benefit. Dollars that remain in the HRA account at the end of a plan year roll over to the next plan year.
As an employee and a covered participant under one of the City of DeFuniak Springs qualified HRA Group Health Insurance Plan’s you are a participant in the HRA plan. For the plan year beginning October 1, 2023 you will have $1800 placed in your HRA account for single coverage. Those employees that have any Family coverage will have $3600 Placed in their HRA account. In order for you to be reimbursed through this account you must submit eligible expenses or use your Take Care Debit Card to pay for eligible Expenses. Eligible expenses for reimbursement are medical expenses that get applied to your Health Insurance Deductible beginning when you became a participant under the HRA Plan and also up to $500 (combined) dental and/or vision expenses for medically covered participants and dependents. This runs Fiscal Year and must be done within 3 days after FY ends.
Reimbursements for those employees that file paper claims will be available within three days of filing a claim. In order to be reimbursed on a particular Friday, you would need to submit your claim form and EOB (Explanation of Benefits) to our office.
If you terminate employment with the City of DeFuniak Springs and you still have funding in your HRA account, you will have a 60 day grace period to file claims for reimbursement. Eligible expenses would be those expenses that were incurred while you were employed by the City of DeFuniak Springs.
Contact Human Resources during the Plan Year if you have any qualifying change.
If you have any questions regarding your HRA Plan, please write or call:
Lockard & Williams Insurance Services, P.A.
P.O. Box 1028
Gonzalez, Florida 32560
Phone (228) 762-2500
Phone (800) 530-7222
Fax (850) 479-2923